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Definition of a Fast Business Loan

“A fast business loan is a type of lending, specifically for business purposes, that has a short lead time between making an application and the funds being available to the borrower.  Fast Business loans are normally unsecured, therefore a decision to lend will be based on the Directors or owners personal and business creditworthiness.”

Fast Business Loans for all kinds of reasonsComputer keyboard with a button to access a business loan

Cash flow can slow down for all kind of reasons – it’s hard to predict every eventuality when you’re running a business, after all. If you’ve hit a temporary lull, and you need quick working capital, we can find a fast business loan to get you back on track that pays out normally within 24 hours.

Business loans can be used for any purpose from snapping up stock, to paying for an advertising drive, and once your application has been accepted, you could have your funds within 24 hours.

Business loans based on your projections

To assess the best business finance solution for you, we consider your past business performance and your company’s future projections to get a true picture of your potential. Even if your situation is tricky and you have been turned down by other lenders, it’s still worth talking to us. We excel at working with businesses who are lacking a solid trading history, have had bad credit in the past or are working in unpopular or ‘shunned’ sectors. Basically, if you need working capital as quickly as possible, we can almost always find a solution.

How we manage you business loan application quickly

Once we have received your application, which will involve some information about your business, it’s history, and its future sales, we will match your circumstances to the most suitable lender or lenders straight away. We work hard to get you a quick decision (normally the same business day) about how much you can borrow and how your repayments will be structured. Whilst we will make every effort to find you a deal, the final decision to lend remains with the lender. However, our brokers have years of experience in aligning client needs to lender requirements. We also have extensive contacts across our panel of lenders, and can often help a lender realise the true potential of your business.

At Access, we always try to come up with a solution that suits the specifics of your situation, so that you can afford to repay your loan despite the natural ebbs and flows of your trade.

After you’ve accepted the loan offer, a cash fix could be in your account within a matter of hours, to get your business moving again. So, if your company needs capital quickly for any purpose, a fast, unsecured business loan could be just what you are looking for.

Business Loan Calculator

We like to keep things simple.  We don’t like hidden fees or surprises!
Use our calculator to give you a guide to how your unsecured business loan could be structured.
Remember: we can often beat these rates depending on your circumstances.

  • Select how much you want to borrow

  • £ 1,000 £ 200,000

  • Select the term of your loan

  • 1 Month 24 Months

Apply today to get the cash injection your business needs!


This calculator tool is merely a guide and does not constitute a contract.
Access to finance will be assessed prior to any agreement being made to provide a finance facility.

Call us today to find out if we can make your cash flow as fluid as your sales, and keep your business running smoothly.

Fast business loans are perfect for almost any sector that needs a quick cash boost to keep it ticking over. Solutions that we have found include:

Fast business loans for clothes retailers

Fast business loans for bars

Fast business loans for restaurants

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