APPLY NOW!
Machine cutting equipment purchased using Asset Finance

Why use Asset Finance?

Buying large assets such as plant machinery or specialist equipment can be hugely expensive, and most companies don’t have the cash on hand to invest in the latest technology at the moment it’s needed.

Whether you’re a  manufacturer, a warehouse and logistics operation or a printer – or anyone else who relies on large-scale machinery or equipment – you’ll probably need to update your assets on a regular basis to stay ahead of the game.

Asset finance could solve this problem, as we provide finance packages that are calculated mainly on the value and life-term of the asset that you want to acquire.

Previously, we have provided asset finance to buy a huge range of capital equipment from horseboxes to printing technology, ensuring our clients can compete in today’s fast-paced corporate environment.

If you take out asset finance with Access, we will evaluate the asset that you want to purchase, to calculate its value and a reasonable repayment package.  You’ll be able to reap the benefits of using the asset immediately, while paying us a fixed monthly sum which will cover its cost plus the repayment interest.

Types of Asset Finance

Our solutions provide both hire purchase finance – meaning you will own the asset at the end of the term – or leasing options that will give you the flexibility to upgrade the asset, as well as presenting some tax benefits – although you will never own the equipment outright.

Will my credit rating affect my asset finance application?

Unlike conventional finance, such as business loans or cash advances, the ‘attractiveness’ of your proposition is based on the value of the asset, so you are likely to be able to secure funding even with a chequered financial history.  We will secure our repayments against the asset that you’re buying, particularly if you have less than three years of solid accounts history, minimising our risk and your red tape!

Choosing Asset Finance over Traditional Lending eBook banner

Contact us now to find out how we can provide the funds to give you the technological edge over your competitors.

Asset finance is a great way for sectors such as printing or warehousing to free up funds to buy the latest equipment and maintain a competitive edge. Refinancing can be the perfect solution for asset-rich but cash poor businesses to reinject working capital. Some of the finance we have provided includes:

  • Asset finance for gym equipment
  • Asset finance for printing equipment
  • Asset finance for horseboxes

Our Latest Blogs

  • Construction Finance: Funding Challenges & Solutions

    Securing mainstream construction finance was never a simple enterprise, but it’s actually getting harder. This is especially true in the UK, where scrutiny from lenders has intensified over recent years, making it trickier and more time-consuming than ever for construction firms - even those with a healthy order book and a history of sound financial conduct - to secure the finance they need to grow.

  • Engineering Finance: Which Funding Option Is Right For Your Business?

    The success of your engineering business often comes down to getting the right funding at the right time. Should you invest in sales or technology? Have you identified new products or new economic territories? What are your funding options and how should you be using them?

    UK engineering firms are continually praised for their engineering excellence and there is a strong tradition to maintain. Current engineering feats like Crossrail, Leeds’ new £45m flood alleviation scheme, the new Forth road bridge and the Olympic Stadium show that British engineering ability is still as innovative today as it was in the time of Brunel.

    But it isn’t without its difficulties and finding appropriate finance is often at the very heart of meaningful progression and innovation.

    There is a real need for flexible finance to react to the changing market conditions, which includes the current uncertainty of an EU trade deal as well as the opening up of other overseas markets.

  • 8 Ways Unsecured Loans Can Help Your Construction Business Thrive

    The importance of finance within the construction industry cannot be understated. Not least because it is the most competitive and payment-delayed industry in the UK. Understanding how the financial challenges affect your business is just the start.

  • What Is Commercial Property Finance and Should You Invest?

    There aren’t many cash buyers when it comes to commercial property development. Anyone involved in this sector usually requires large-scale finance for their projects. Are you looking to develop a commercial project and if so should you even be looking to invest in property development?

    If you’d like to understand whether you want to invest in commercial property, you need a clear distinction on what a commercial property is, how it will be developed and whether you can afford to purchase it. Then, you need to consider whether taking commercial development finance is right for you and if the economic forecast makes it a good time to invest.

Hot from Twitter

An £85,000 funding boost provided by Access Finance has helped Peters Department Store in Huddersfield, by revitalising their brand and refitting their new premises. Find out more at bit.ly/2zJPSlB pic.twitter.com/hc9C…

About 15 hours ago from Access Commercial's Twitter via HubSpot · reply · retweet · favorite

Contact Access Commercial Finance Today