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Machine cutting equipment purchased using Asset Finance

Why use Asset Finance?

Buying large assets such as plant machinery or specialist equipment can be hugely expensive, and most companies don’t have the cash on hand to invest in the latest technology at the moment it’s needed.

Whether you’re a  manufacturer, a warehouse and logistics operation or a printer – or anyone else who relies on large-scale machinery or equipment – you’ll probably need to update your assets on a regular basis to stay ahead of the game.

Asset finance could solve this problem, as we provide finance packages that are calculated mainly on the value and life-term of the asset that you want to acquire.

Previously, we have provided asset finance to buy a huge range of capital equipment from horseboxes to printing technology, ensuring our clients can compete in today’s fast-paced corporate environment.

If you take out asset finance with Access, we will evaluate the asset that you want to purchase, to calculate its value and a reasonable repayment package.  You’ll be able to reap the benefits of using the asset immediately, while paying us a fixed monthly sum which will cover its cost plus the repayment interest.

Types of Asset Finance

Our solutions provide both hire purchase finance – meaning you will own the asset at the end of the term – or leasing options that will give you the flexibility to upgrade the asset, as well as presenting some tax benefits – although you will never own the equipment outright.

Will my credit rating affect my asset finance application?

Unlike conventional finance, such as business loans or cash advances, the ‘attractiveness’ of your proposition is based on the value of the asset, so you are likely to be able to secure funding even with a chequered financial history.  We will secure our repayments against the asset that you’re buying, particularly if you have less than three years of solid accounts history, minimising our risk and your red tape!

Choosing Asset Finance over Traditional Lending eBook banner

Contact us now to find out how we can provide the funds to give you the technological edge over your competitors.

Asset finance is a great way for sectors such as printing or warehousing to free up funds to buy the latest equipment and maintain a competitive edge. Refinancing can be the perfect solution for asset-rich but cash poor businesses to reinject working capital. Some of the finance we have provided includes:

  • Asset finance for gym equipment
  • Asset finance for printing equipment
  • Asset finance for horseboxes

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    Utilising stock finance allows you to react better to market conditions, make your purchasing strategy more streamlined and ultimately result in bigger profit margins.

    If the volume of stock you need to purchase isn’t realistic for your current loan facility, or you have cash flow restrictions - meaning you can’t afford to invest in the stock needed to grow your business - then stock finance might be the answer you’ve been looking for.

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