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Definition of a Cash Advance Loan

“A fast business loan is a type of lending, specifically for business purposes, that has a short lead time between making an application and the funds being available to the borrower.  Fast Business loans are normally unsecured, therefore a decision to lend will be based on the Directors or owners personal and business creditworthiness.”

Fast Business Loans for all kinds of reasonsComputer keyboard with a button to access a business loan

Cash flow can slow down for all kind of reasons – it’s hard to predict every eventuality when you’re running a business, after all. If you’ve hit a temporary lull, and you need quick working capital, we can find a fast business loan to get you back on track that pays out normally within 24 hours.

Business loans can be used for any purpose from snapping up stock, to paying for an advertising drive, and once your application has been accepted, you could have your funds within 24 hours.

Business loans based on your projections

To assess the best business finance solution for you, we consider your past business performance and your company’s future projections to get a true picture of your potential. Even if your situation is tricky and you have been turned down by other lenders, it’s still worth talking to us. We excel at working with businesses who are lacking a solid trading history, have had bad credit in the past or are working in unpopular or ‘shunned’ sectors. Basically, if you need working capital as quickly as possible, we can almost always find a solution.

How we manage you business loan application quickly

Once we have received your application, which will involve some information about your business, it’s history, and its future sales, we will match your circumstances to the most suitable lender or lenders straight away. We work hard to get you a quick decision (normally the same business day) about how much you can borrow and how your repayments will be structured. Whilst we will make every effort to find you a deal, the final decision to lend remains with the lender. However, our brokers have years of experience in aligning client needs to lender requirements. We also have extensive contacts across our panel of lenders, and can often help a lender realise the true potential of your business.

At Access, we always try to come up with a solution that suits the specifics of your situation, so that you can afford to repay your loan despite the natural ebbs and flows of your trade.

After you’ve accepted the loan offer, a cash fix could be in your account within a matter of hours, to get your business moving again. So, if your company needs capital quickly for any purpose, a fast, unsecured business loan could be just what you are looking for.

Business Loan Calculator

We like to keep things simple.  We don’t like hidden fees or surprises!
Use our calculator to give you a guide to how your unsecured business loan could be structured.
Remember: we can often beat these rates depending on your circumstances.

  • Select how much you want to borrow

  • £ 1,000 £ 200,000

  • Select the term of your loan

  • 1 Month 24 Months

Apply today to get the cash injection your business needs!

APPLY NOW FOR A QUICK DECISION!

This calculator tool is merely a guide and does not constitute a contract.
Access to finance will be assessed prior to any agreement being made to provide a finance facility.

Call us today to find out if we can make your cash flow as fluid as your sales, and keep your business running smoothly.

Fast business loans are perfect for almost any sector that needs a quick cash boost to keep it ticking over. Solutions that we have found include:

Fast business loans for clothes retailers

Fast business loans for bars

Fast business loans for restaurants

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    Your stock management runs parallel to your cash flow. Treat it right and it can grow in value, but manage it badly and you'll pay for it. Effective stock control affects how you manage your finances. To get it right and take advantage of your business opportunities means making your operations as streamlined as possible. You can start with managing your stock better and a clear benefit of doing so is more attractive finance opportunities with business funding in the UK.

  • How To Survive Employee Wage Demands

    How do employee pay demands affect business finance and how can you achieve happy, contented staff without having to pay through the nose to get it? We take a look at the issues affecting employers when confronted by employee wage demands and what you can do to put yourself in the best position to address them.

    Setting Employee Salaries

    Receiving increased wage demands from employees can be a delicate balancing act. On the one hand you risk paying them too little and losing talent to competitors, and on the other you risk paying them too much and crippling the finances of your business.

    Having the ability to set salaries correctly from the start is a benefit new businesses can control, and it can help align your business finances to cope with increases in the future, as well as ensuring that you are within industry-standard tolerances. If your cash flow is healthy and your finances are good, then you may consider paying above industry standard in order to attract the very best talent, but that still leaves you with the same increased employee wage demands in the future.

    Most business owners want to attract good talent and pay them fairly. But how can you set salaries that reflect the best-of-both-worlds scenario?

    Determining the relative value of each employee

    Ask yourself, 'how much value or revenue is each employee likely to bring in?' This should be the uppermost of what you can pay that employee.

    For a sales person tasked with generating revenue with a profit of £250,000 per year, you might well be looking at paying them £50,000 + commission and benefits.

    But the same formula might not be used for admin or support staff. Perhaps they don't make money, but they will save you some. Working out how much they can save your business is the key to working out their relative and fair salary expectations. It can certainly help you figure out the most amount of money their position is actually worth.

    Finding common ground in salary expectations

    There are many ways you can set about establishing either the market rate for that position or the least you are willing to pay them. Taking a look at similar jobs from online job-sites is one, and discussing employee wages amongst your networking meet-ups is another.

    The chances are you won't be willing to pay top-rate for candidates, but you probably won't want to pay the minimum either, because as the saying goes 'when you pay someone peanuts...'. It is highly likely that you will be looking at a salary somewhere in between, where you are more likely to find the best talent, willing to work for a mutually commensurate salary that fits in with your business finance projections and budget.

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