Speak To Us Today!
Property manager with a property finance portfolio

Definition of portfolio finance

“Portfolio finance is a funding package that encompasses a number of properties all owned by the same individual or company. It is borrowing, secured against more than one property, designed to maximise the performance of that portfolio.”

If you have an extensive portfolio of properties, it could be in your interests to use portfolio finance to ensure that their financial performance is optimal.

As some lenders have a maximum limit on how many commercial mortgages a lender can hold, portfolio finance is often a more effective and efficient way of managing your property finance. It is certainly more likely to make your properties profitable, options such as a combination of lenders or a blend of mortgages could potentially drive your profit up and your mortgage payments down.

Tap into our experience to get the most out of your property portfolio.

At Access, along with our commercial finance know-how, we also have a great deal of property acumen – we have handled all kind of property development from multiple residential developments around the country, to buying and building up chains of pubs.  This knowledge and experience, plus our access to deals as a broker and a lender of unsecured business loans, means we are in a great position to help you structure your property portfolio as profitably as possible.

Portfolio finance that can help you snap up new properties or refinance an existing portfolio

Whether you are looking to start or expand a property portfolio, or refinance existing properties to free up equity, we can look at your options and try and find the best structure, as well as looking for favourable commercial mortgage deals.

As well as lending our own funds primarily for unsecured business loans1, as a broker, we have access to a wide range of lenders so when it comes to mortgaging or re-mortgaging your property portfolio, we can find lots of options that could maximise your investments.

1 We lend funds for unsecured business loans

Developing a profitable portfolio can be a complex business, and most property professionals need expert advice from time-to-time to make sure that property investments are still performing as well as they could be.

Portfolio finance is usually a financially beneficial way to manage numerous properties and mortgages, for commercial property investors or buy-to-let landlords with an extensive spread of properties.

Think carefully before securing loans against your homes.  Failure to maintain agreed repayments may put your property at risk, and could have an adverse effect on your credit standing.

If you want to tap into our expertise and review your portfolio, or look at your options for adding to it, call us today on 03330 069 141

Our Latest Blogs

  • What Is The Difference Between A Startup and a Small Business?

    A startup is often misrepresented as being a new small business, but there are significant differences defining them. Starting a small business isn’t easy, even when there are similar examples to learn from. Bringing a startup to fruition is even more difficult.

  • How To Effectively Leverage Stock Finance To Boost Your Revenue

    Are you sitting on one of the most valuable assets in your business? If holding large amounts of stock is integral to you, then knowing how your business can leverage stock finance can make your working capital work smarter.

    Utilising stock finance allows you to react better to market conditions, make your purchasing strategy more streamlined and ultimately result in bigger profit margins.

    If the volume of stock you need to purchase isn’t realistic for your current loan facility, or you have cash flow restrictions - meaning you can’t afford to invest in the stock needed to grow your business - then stock finance might be the answer you’ve been looking for.

Hot from Twitter

Are you ready to apply for your Small Business Loan? Start your application form on our website and a member of our team will be in touch to discuss it in more detail. bit.ly/2E37C1H #SME #business #loan pic.twitter.com/CwvM…

About 3 hours ago from Access Commercial's Twitter via HubSpot · reply · retweet · favorite

NACFB logo
Contact Access Commercial Finance Today