Speak To Us Today!
Property manager with a property finance portfolio

Definition of portfolio finance

“Portfolio finance is a funding package that encompasses a number of properties all owned by the same individual or company. It is borrowing, secured against more than one property, designed to maximise the performance of that portfolio.”

If you have an extensive portfolio of properties, it could be in your interests to use portfolio finance to ensure that their financial performance is optimal.

As some lenders have a maximum limit on how many commercial mortgages a lender can hold, portfolio finance is often a more effective and efficient way of managing your property finance. It is certainly more likely to make your properties profitable, options such as a combination of lenders or a blend of mortgages could potentially drive your profit up and your mortgage payments down.

Tap into our experience to get the most out of your property portfolio.

At Access, along with our commercial finance know-how, we also have a great deal of property acumen – we have handled all kind of property development from multiple residential developments around the country, to buying and building up chains of pubs.  This knowledge and experience, plus our access to deals as a broker and a lender of unsecured business loans, means we are in a great position to help you structure your property portfolio as profitably as possible.

Portfolio finance that can help you snap up new properties or refinance an existing portfolio

Whether you are looking to start or expand a property portfolio, or refinance existing properties to free up equity, we can look at your options and try and find the best structure, as well as looking for favourable commercial mortgage deals.

As well as lending our own funds primarily for unsecured business loans1, as a broker, we have access to a wide range of lenders so when it comes to mortgaging or re-mortgaging your property portfolio, we can find lots of options that could maximise your investments.

1 We lend funds for unsecured business loans

Developing a profitable portfolio can be a complex business, and most property professionals need expert advice from time-to-time to make sure that property investments are still performing as well as they could be.

Portfolio finance is usually a financially beneficial way to manage numerous properties and mortgages, for commercial property investors or buy-to-let landlords with an extensive spread of properties.

Think carefully before securing loans against your homes.  Failure to maintain agreed repayments may put your property at risk, and could have an adverse effect on your credit standing.

If you want to tap into our expertise and review your portfolio, or look at your options for adding to it, call us today on 03330 069 141

Our Latest Blogs

  • What is alternative finance and how can it help your business

     

    Alternative finance is a broad term, encompassing many types of finance solutions. At first, the term and the products it includes may seem daunting, but once understood, they reveal themselves to be credible and potentially beneficial for businesses of all types.

  • Is it possible to get a small business loan after bankruptcy?

     

    Bankruptcy is a legal status applied to a person who is unable to repay their debt. It offers a fresh start for those whose debts have become completely unmanageable, although it can have serious implications for applicants’ personal and professional lives. When bankrupt, a person will be absolved of the responsibility to deal directly with their creditors, most court action aimed at reclaiming their debt will be dropped, and many debts can be written off (student loans and legal fees cannot be).

  • Alternative Funding Solutions for the Transport and Logistics Industry

     Transport and logistics is an ever-changing industry, especially now as we sit on the cusp between the current dominance of traditional vehicles (fuelled by petrol or diesel, driven by a human) and new technologies that could potentially transform the norms (electric and self-driven).

Hot from Twitter

In order for your #business to grow, it is likely that at some stage asset #finance will be offered. So why should you choose it and when is it better than traditional bank #lending? This guide is everything you need to know about using #assetfinance: bit.ly/2qK79I6 pic.twitter.com/Fdjg…

Yesterday from Access Commercial's Twitter via HubSpot · reply · retweet · favorite

NACFB logo
Contact Access Commercial Finance Today