Speak To Us Today!
Property manager with a property finance portfolio

Definition of portfolio finance

“Portfolio finance is a funding package that encompasses a number of properties all owned by the same individual or company. It is borrowing, secured against more than one property, designed to maximise the performance of that portfolio.”

If you have an extensive portfolio of properties, it could be in your interests to use portfolio finance to ensure that their financial performance is optimal.

As some lenders have a maximum limit on how many commercial mortgages a lender can hold, portfolio finance is often a more effective and efficient way of managing your property finance. It is certainly more likely to make your properties profitable, options such as a combination of lenders or a blend of mortgages could potentially drive your profit up and your mortgage payments down.

Tap into our experience to get the most out of your property portfolio.

At Access, along with our commercial finance know-how, we also have a great deal of property acumen – we have handled all kind of property development from multiple residential developments around the country, to buying and building up chains of pubs.  This knowledge and experience, plus our access to deals as a broker and a lender of unsecured business loans, means we are in a great position to help you structure your property portfolio as profitably as possible.

Portfolio finance that can help you snap up new properties or refinance an existing portfolio

Whether you are looking to start or expand a property portfolio, or refinance existing properties to free up equity, we can look at your options and try and find the best structure, as well as looking for favourable commercial mortgage deals.

As well as lending our own funds primarily for unsecured business loans1, as a broker, we have access to a wide range of lenders so when it comes to mortgaging or re-mortgaging your property portfolio, we can find lots of options that could maximise your investments.

1 We lend funds for unsecured business loans

Developing a profitable portfolio can be a complex business, and most property professionals need expert advice from time-to-time to make sure that property investments are still performing as well as they could be.

Portfolio finance is usually a financially beneficial way to manage numerous properties and mortgages, for commercial property investors or buy-to-let landlords with an extensive spread of properties.

Think carefully before securing loans against your homes.  Failure to maintain agreed repayments may put your property at risk, and could have an adverse effect on your credit standing.

If you want to tap into our expertise and review your portfolio, or look at your options for adding to it, call us today on 03330 069 141

Our Latest Blogs

  • Construction Finance: Funding Challenges & Solutions

    Securing mainstream construction finance was never a simple enterprise, but it’s actually getting harder. This is especially true in the UK, where scrutiny from lenders has intensified over recent years, making it trickier and more time-consuming than ever for construction firms - even those with a healthy order book and a history of sound financial conduct - to secure the finance they need to grow.

  • Engineering Finance: Which Funding Option Is Right For Your Business?

    The success of your engineering business often comes down to getting the right funding at the right time. Should you invest in sales or technology? Have you identified new products or new economic territories? What are your funding options and how should you be using them?

    UK engineering firms are continually praised for their engineering excellence and there is a strong tradition to maintain. Current engineering feats like Crossrail, Leeds’ new £45m flood alleviation scheme, the new Forth road bridge and the Olympic Stadium show that British engineering ability is still as innovative today as it was in the time of Brunel.

    But it isn’t without its difficulties and finding appropriate finance is often at the very heart of meaningful progression and innovation.

    There is a real need for flexible finance to react to the changing market conditions, which includes the current uncertainty of an EU trade deal as well as the opening up of other overseas markets.

  • 8 Ways Unsecured Loans Can Help Your Construction Business Thrive

    The importance of finance within the construction industry cannot be understated. Not least because it is the most competitive and payment-delayed industry in the UK. Understanding how the financial challenges affect your business is just the start.

  • What Is Commercial Property Finance and Should You Invest?

    There aren’t many cash buyers when it comes to commercial property development. Anyone involved in this sector usually requires large-scale finance for their projects. Are you looking to develop a commercial project and if so should you even be looking to invest in property development?

    If you’d like to understand whether you want to invest in commercial property, you need a clear distinction on what a commercial property is, how it will be developed and whether you can afford to purchase it. Then, you need to consider whether taking commercial development finance is right for you and if the economic forecast makes it a good time to invest.

Hot from Twitter

An £85,000 funding boost provided by Access Finance has helped Peters Department Store in Huddersfield, by revitalising their brand and refitting their new premises. Find out more at bit.ly/2zJPSlB pic.twitter.com/hc9C…

About 15 hours ago from Access Commercial's Twitter via HubSpot · reply · retweet · favorite

Contact Access Commercial Finance Today