FAQ’s

>FAQ’s

The choice for applicants is huge and Access Commercial Finance can help you raise finance for your business opportunities. Access Commercial Finance always seeks the best deal – whether the borrower has accounts or not, clean credit etc. we can normally find the right deal for your business.

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As long as the business is based in the UK then we are happy to look at lending funds, even if you are based abroad.

Yes – this is something we have the facility to help with, unlike a lot of our competitors.

Yes – we are happy to review cases for companies based in Northern Ireland.

A PG is a Personal Guarantor. The PG needs to be a homeowner with a property in the UK and have a vested interest in the business, such as a Director or major shareholder.

Potentially – we generally look for positive reasons to lend (working capital, growth, additional stock, etc) but there are occasions where we can assist you with refinancing existing debts via one of our partner companies.

Yes – we can assist Sole Traders with their finance requirements.

Access Commercial Finance is both a broker and a lender†. Consequently, we are able to consider circumstances that other brokers may not be able to consider. We can also tailor make our plans to precisely match the needs of our clients. † Only for non-regulated business loans.

All types and sectors including:

  • Freehold and leasehold purchase
  • Investment finance
  • Development finance
  • Bridging finance
  • Business finance
  • Factoring
  • Leasing
  • Trade Finance
  • Venture Finance
  • Turnaround Finance
  • Asset Finance 

We have a core panel of over 80 lenders from Prime Lending to Sub Prime Lending we can consider all circumstances, and because we lend our own funds† as well we can find solutions for circumstances that other brokers may not be able to accommodate. † Only for non-regulated business loans.

We are open at the following hours: Monday–Friday 9.00 am – 5.30 pm

Access Commercial Finance Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 653920 . Please note that not all of our products and services are authorised and regulated by the Financial Conduct Authority. Please also note that these non-regulated products and services are not covered by the Financial Ombudsman Service.

We value our customers and we are committed to resolving complaints effectively, as quickly as possible. In the unlikely event that you wish to make a complaint, please go to our complaints page.

Very quickly! Provided all your paperwork is in place we can often arrange for a lender to release funds to you in as little as 24 hours from application. The lender will always make the decision on whether they will be able to offer credit or not.

We have a core panel of over 80 lenders from Prime Lending to Sub Prime Lending we can consider all circumstances, and because we lend our own funds† as well we can find solutions for circumstances that other brokers may not be able to accommodate. † Only for non-regulated business loans.

Absolutely, because we are both a lender principle and a broker, we both search the market to find you the best deal, but because we also lend our own funds† we are able to consider situations that other brokers aren’t. Our team of business experts are always available to help you find the right solution. † Only for non-regulated business loans.

We are commercial brokers and packagers;

  • The staff have many years of experience raising commercial finance
  • Access Commercial Finance has an extensive lender panel.
  • We are a business dedicated to helping applicants raise commercial finance.
  • Access Commercial Finance Limited is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 653920 .

Fees will be discussed on a case by case basis. Generally these consist of an application fee payable on full application (not at initial contact stage and not until we are confident we have an interested lender) and a success fee payable on drawdown (plus VAT).

Give us a call on 03330 069 141.

No. Commercial finance is not regulated by the FCA (Financial Conduct Authority) and there is no set qualification currently to become an introducer. As a introducer you will require either Interim Permission with the FCA, or full authorisation and hold a FRN (firm reference number) for the appropriate permissions.

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