The Essential Guide to Commercial Property Finance

The Essential Guide to Commercial Property Finance eBook ThumbnailThere are a multitude of reasons why you might need business funding to bolster your growth or to start a business. Download our eBook to help you decide if commercial property finance could be right for you.

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The Essential Guide to Unsecured Business Loans

The Essential Guide to Unsecured Business Loans eBook ThumbnailUnsecured business loans are the preferred type of finance for a massive range of sectors, from bookkeepers to department stores to online retailers. If you need a business loan unsecured by assets or equity, find out more about unsecured business loans with our eBook.

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An Essential Guide to the Commercial Mortgage

The Essential Guide to The Commercial Mortgage eBook thumbnailWhether you want to buy the business premises, or you are looking at a tenanted office block to rent out, a commercial mortgage is probably the most straight forward way of financing your purchase.

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The Essential Guide to Small Business Loans

The Essential Guide to Small Business Loans eBook ThumbnailThere are a multitude of reasons why you might need business funding to bolster your growth or to start a business. Download our eBook to help you decide if a business loan could be right for you.

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Choosing Asset Finance over Traditional Lending

The Essential Guide to Small Business Loans eBook thumbnailIf you are a small business looking to grow then you will no doubt have enquired about getting an unsecured bank loan. But if you don’t qualify for one, then you might still be able to access Asset Finance.

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The Essential Guide to using Invoice Finance

The Essential Guide to Invoice Finance eBook thumbnailIt is a quick way of maintaining cash flow and for encouraging fast-paced growth as it can release up to 90% of the value of the invoice as soon as it is raised, prior to the client paying it.

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The Ultimate Guide to Business Finance

The Essential Guide to Invoice Finance eBookLearn about the different forms of commercial finance and how to manage your business finances effectively. Download The Ultimate Guide To Business Finance.

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A Guide to Bridging Finance

A Guide to Bridging FinanceBridging loans and bridging finance still cause some confusion among a lot of businesses. This short guide explains the basics of what may be suitable for you.

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Our Latest Blogs

  • How To Better Manage Your Stock

    Your stock management runs parallel to your cash flow. Treat it right and it can grow in value, but manage it badly and you'll pay for it. Effective stock control affects how you manage your finances. To get it right and take advantage of your business opportunities means making your operations as streamlined as possible. You can start with managing your stock better and a clear benefit of doing so is more attractive finance opportunities with business funding in the UK.

  • How To Survive Employee Wage Demands

    How do employee pay demands affect business finance and how can you achieve happy, contented staff without having to pay through the nose to get it? We take a look at the issues affecting employers when confronted by employee wage demands and what you can do to put yourself in the best position to address them.

    Setting Employee Salaries

    Receiving increased wage demands from employees can be a delicate balancing act. On the one hand you risk paying them too little and losing talent to competitors, and on the other you risk paying them too much and crippling the finances of your business.

    Having the ability to set salaries correctly from the start is a benefit new businesses can control, and it can help align your business finances to cope with increases in the future, as well as ensuring that you are within industry-standard tolerances. If your cash flow is healthy and your finances are good, then you may consider paying above industry standard in order to attract the very best talent, but that still leaves you with the same increased employee wage demands in the future.

    Most business owners want to attract good talent and pay them fairly. But how can you set salaries that reflect the best-of-both-worlds scenario?

    Determining the relative value of each employee

    Ask yourself, 'how much value or revenue is each employee likely to bring in?' This should be the uppermost of what you can pay that employee.

    For a sales person tasked with generating revenue with a profit of £250,000 per year, you might well be looking at paying them £50,000 + commission and benefits.

    But the same formula might not be used for admin or support staff. Perhaps they don't make money, but they will save you some. Working out how much they can save your business is the key to working out their relative and fair salary expectations. It can certainly help you figure out the most amount of money their position is actually worth.

    Finding common ground in salary expectations

    There are many ways you can set about establishing either the market rate for that position or the least you are willing to pay them. Taking a look at similar jobs from online job-sites is one, and discussing employee wages amongst your networking meet-ups is another.

    The chances are you won't be willing to pay top-rate for candidates, but you probably won't want to pay the minimum either, because as the saying goes 'when you pay someone peanuts...'. It is highly likely that you will be looking at a salary somewhere in between, where you are more likely to find the best talent, willing to work for a mutually commensurate salary that fits in with your business finance projections and budget.

  • Tips For Managing Business Assets

    Your assets are not only important, but they also change during your business’s lifetime. Identifying, monitoring and keeping track of them can help you when it comes to assessing your business funding opportunities in the UK.

    Business Assets Are Important

    Business assets add value to your business. Your assets can be both tangible and intangible and at first sight they do two jobs, firstly they can help you get business funding by helping to secure finance, and secondly they are the intellectual driver of your business idea.

  • How To Plan For Auto-Enrolment With Business Finance

    For many SMEs and business owners the prospect of setting up the workplace pension scheme has been fraught with additional costs, labour time and effort. But the risks of not doing so are much heavier. Here is a guide to how auto-enrolment dates will affect your new business and how you can use small business finance to balance the costs.

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